Freelancers can join the National Association of the Self-Employed (NASE) and join their Health Reimbursement Arrangement (HRA) that allows you to write off 100% of your medical bills, let alone the cost of the health insurance premium.  Health Savings Accounts (HSA) are a new way to go.  You would have to pay a deductible except you get pre-tax savings.  BibleHealthcare.com and  Samaritan Ministries, offer a medical sharing program that covers bills by inducing a group of people pool money to help each other pay for medical costs.  People make a monthly contribution and can choose from several plans. You will want to trial if this option is within reach in your state.  You will also want to compare the benefits you get to the regular insurance rates and see if this is an option that will work for you.

Your chamber of commerce, trade association, or parenting club or bureau are constantly good places to set out in your look for for affordable insurance.   Stay healthy and prosper.